Finance is the blood of the national economy and an important part of the core competitiveness of the country. It must provide high -quality services for economic and social development.General Secretary Xi Jinping emphasized the opening of the special seminars of high -quality financial development in the provincial and ministerial -level leading cadres to promote the opening of the high -quality development class: “coordinate the promotion of high -quality economic and financial development.”The Central Economic Work Conference held at the end of last year proposed: “Guide financial institutions to increase support for scientific and technological innovation, green transformation, inclusive small, and digital economy.”Financial, inclusive finance, pension finance, and digital finance have five major articles. “In today’s world, scientific and technological innovation has become a key support for improving comprehensive national strength, and a powerful driving force for the improvement of social production methods and lifestyles.We must thoroughly study and implement the important speeches of General Secretary Xi Jinping and the spirit of the Central Economic Work Conference and the Central Financial Work Conference, do a good job of science and technology finance, and help promote the construction of a strong country and the great cause of national rejuvenation with Chinese -style modernization.

　　Deeply grasp the significance of developing science and technology finance

　　Technology innovation cannot be separated from financial support.从我国历史看，宋代诞生的世界上最早的纸币交子，对当时的技术创新和经济繁荣起到了推动作用；从世界范围看，现代商业银行、现代投资银行和现代创业投资的诞生，为几The secondary scientific and technological revolution and industrial changes have provided important support.In the new era and new journey, the development of technology finance is not only an important part of promoting the high -quality development of finance and accelerating the construction of a strong financial country, but also an urgent need to promote the high -quality development of the economy and consolidate the material technology foundation of a socialist modern power.

　　It helps to help Chinese -style modernization with science and technology modernization.General Secretary Xi Jinping pointed out: “The key to Chinese -style modernization lies in the modernization of science and technology.” At present, a new round of scientific and technological revolution and industrial changes have made rapid progress, and scientific and technological innovation has become the main battlefield of international strategic games.To build a world science and technology power in my country, we must strive to achieve new breakthroughs in primitive innovation, achieve leapfrog development in important science and technology fields, and promote key core technologies autonomous and controllable.Develop science and technology finance, promote financial resources towards scientific and technological innovation fields, strengthen financial support for basic research and key core technology research, and provide diversified relay financial services for science and technology enterprises, which is conducive to promoting the depth of the capital chain of the innovation chain industry chainIntegration provides strong support for the implementation of innovation -driven development strategies, accelerating the realization of high -level technology independence and self -reliance, and laid a solid foundation for better play the role of technology as the first productive forces and help Chinese -style modernization with science and technology modernization.

　　Helps promote the construction of a modern industrial system.The real economy is the foundation of a country’s economy.Accelerating the construction of a modern industrial system supported by the real economy is an inevitable choice to accelerate the construction of a new development pattern and focus on promoting high -quality development. The relationship can win strategic initiative in future development and international competition.The financial industry adheres to the real economy of serving the real economy, comprehensively improving service efficiency and level, which is conducive to better promoting the transformation of financial resources to advanced productivity.Develop science and technology finance, support original and subversive technological innovation from the perspective of the capital chain, and timely apply scientific and technological innovation achievements to the specific industrial and industrial chain, improve the modern industrial system, can effectively improve the ability and efficiency of the financial service real economy.The deep integration of finance and technology promotes the construction of the modern industrial system, and consolidates the material technical foundation for comprehensively building a socialist modern power.

　　It helps to speed up the construction of a financial power.The Central Financial Work Conference put forward the goal of accelerating the construction of a strong financial country. General Secretary Xi Jinping made an in -depth explanation of the financial power of the financial power in the opening class of the main leading cadres of the provincial and ministerial leaders to promote the high -quality development class.The development of science and technology finance is an important measure to empower the technology innovation of technology, promote the high -quality development of finance, and accelerate the construction of a financial power.Deepen the structural reform of the financial supply side, focusing on the adjustment and optimization of the financial system structure, optimize the financing structure and financial institution system, market system, and product system, which can stimulate capital element vitality, provide strong support for scientific and technological innovation, and can also prevent resolution to prevent resolution.Financial risks provide financial instruments and institutional arrangements to help speed up the construction of financial power.

　　Promote technology finance in the correct direction

　　The Central Financial Work Conference emphasizes “unswervingly taking the road of financial development with Chinese characteristics”, “strengthening financial support for new technology, new tracks, and new markets, accelerating the cultivation of new kinetic energy and new advantages”, and proposing “to vigorously promote China in the financial systemExcellent traditional culture.General Secretary Xi Jinping’s important speeches delivered in the opening class of high -quality development of financial high -quality development at the provincial and ministerial level leading cadres, deepened the understanding of the nature of financial work and the road of development, and emphasized that “seriously implement the Central Financial Working Conference seriouslyVarious decision -making deployment. “This provides us with a fundamental follow in the development of science and technology finance in the correct direction.

　　Adhere to the road of financial development with Chinese characteristics.The road of financial development with Chinese characteristics is the important achievement of our party to combine the Specific and contemporary Chinese and contemporary Chinese and contemporary China, and to continuously promote financial practice innovation, theoretical innovation, and institutional innovation.The basic essence of its “eight persistence” clarifies how to think and how to do financial work in the new era and new journey in the new era, which is the basic position, viewpoint, and methods that reflect the development of financial development with Chinese characteristics.The road of financial development with Chinese characteristics not only follows the objective laws of modern financial development, but also has a distinctive characteristics suitable for my country’s national conditions.Only by unswervingly taking the road of financial development with Chinese characteristics can we ensure the correct direction of technology and financial development.

　　Has firmly seize the major opportunities for the new round of scientific and technological revolution and industrial changes.At present, global scientific and technological innovation has entered a period of unprecedented dense and active period. Original breakthroughs in information, life, manufacturing, energy, space, and ocean provided more sources of innovation for cutting -edge technology and disruptive technology.It is necessary to seize the opportunity firmly, adhere to the forefront of the world technology, the main battlefield for the economy, the major needs of the country, the health of the people’s lives, highlight the key points, classify the policy, and provide a broad channel, multi -level, full coverage for scientific and technological innovation and industrialization, and its industrialization. Sustainable financial services, support shortcomings and forging long boards, help firmly hold the lifeblood of technology in your own hands, give birth to new industries, new models, and new momentum, and continuously improve the independence, autonomy, security of my country’s development Essence

　　Promote the financial culture with Chinese characteristics.Promoting high -quality financial development is inseparable from the nourishment of culture.General Secretary Xi Jinping emphasizes “actively cultivating financial culture with Chinese characteristics” and requested to achieve “honesty and trustworthiness, do not surpass the bottom line; take advantage of righteousness and profit, not profitable is a picture; stable and prudent, not urgent and close;, Do not do anything wrong. “These five aspects not only draw on the essence of Chinese excellent traditional culture, but also show modern financial elements, financial concepts, and financial spirit.We must thoroughly study and implement it, and strive to consolidate the foundation of culture and build culture for the high -quality development of finance.The development of technology finance must promote the financial culture with Chinese characteristics and implement these five aspects into specific actions.

　　Firmly grasp the focus of development of technology finance

　　The deployment of one point and the implementation of nine points.We must earnestly enhance our sense of responsibility and mission to do a good job of financial work in the new era, and work hard, solid and effective work measures, accelerate the construction of the scientific and financial service system, promote the construction of a strong country, and support the modernization of Chinese -style.

　　Translate the party’s political advantages and institutional advantages into financial governance efficiency.The party’s leadership is the most essential feature of socialism with Chinese characteristics and the biggest advantage of the socialist system with Chinese characteristics.It is necessary to strengthen all aspects of the party’s leadership throughout the process of financial work, improve the institutional mechanism of party leadership financial work, resolutely implement the major decision -making and deployment of the Party Central Committee, and promote a better integration of the government and effective markets.It is necessary to enhance the accuracy and directness of the policy, make good use of monetary policy tools such as small re -loan loans, scientific and technological innovation re -loan loans to improve the credit allocation efficiency of scientific and technological SMEs;Accelerate the formation of financial service support systems mainly based on equity investment and “stock loan bond insurance” linkage; improve the government financing guarantee system, improve the compensation mechanism of risk sharing, strengthen scientific and financial risk sharing and compensation;Enterprise financing effects effectively leveraging social capital participation.It is necessary to deal with the relationship between risk prevention and control and innovation and development, all the scientific and technological and financial activities in accordance with the law, all the scientific and financial activities into supervision, improve the risk disposal responsibility mechanism with consistent powers and responsibilities, and incentive constraints.The effectiveness of supervision.

　　Give full play to the role of banking financial institutions.The banking industry is the main body of my country’s financial system and plays an important role in promoting the development of technology and finance.It is necessary to encourage banks to provide diversified financial services covering the full life cycle of enterprises in accordance with the needs of technology -based enterprises in different development stages.Support the development of credit loans, intellectual property rights and equity pledge loans, and promote bank institutions to improve the “first loan rate” of technology -based enterprises.Encourage banking institutions to set up science and technology financial business institutions in areas where science and technology resources are gathered, and appropriately set credit approval and product innovation authority.

　　Give full play to the role of the capital market.The healthy development of the capital market plays an important role in the development of technology finance.It is necessary to respect the law of the development of the capital market, based on the actual situation of my country, learn from international advanced experience, and improve the institutional mechanism of capital market supporting scientific and technological innovation.Optimize the financing service mechanism, implement the “green channel” policy of “reported, reviewing, reviewing” for technology -based enterprises, and support eligible enterprises to issue “double innovation” special debt financing instruments.Optimize the business environment of the Entrepreneurship Investment Fund, encourage the development of entrepreneurial investment and equity investment, and effectively enhance the ability of scientific and technological innovation of entrepreneurial investment capital services.

　　Optimize the development of science and technology finance.Strengthen the construction of infrastructure such as scientific and technological innovation evaluation standards, intellectual property transactions, and credit information systems, strengthen the analysis and evaluation of science and technology finance, explore and carry out scientific and technological financial statistics monitoring and analysis, and promote the standardization of various financial industries and accurately support the development of scientific and technological enterprises.Improve the scientific and financial service system, create a first -class business environment for marketization, rule of law, and internationalization, improve the mechanism and exit mechanism of more open, transparent, standardized and efficient business entities, and actively support scientific and technological consulting, technological transfer, entrepreneurial incubation, intellectual property rights, etc.The development of professional science and technology services and comprehensive scientific and technological services, accelerate the construction of regional technology trading markets, intellectual property trading platforms, etc., and provide efficient service support for investment and financing activities of science and technology enterprises.

　　Strengthen information technology support.Make full use of the new generation of information technology to promote data collection, sharing, analysis, etc., to realize the construction of big data empowering technology -based enterprise credit systems, build trustworthiness incentives and disciplinary punishment mechanisms to increase credit for technology -based enterprises, especially small and medium -sized enterprises.With the digital risk control system to improve financial risk identification and disposal capabilities, support financial institutions and technology -based enterprises to use big data, artificial intelligence and other technologies to establish a risk prevention and control model that is in line with the characteristics of technology -based enterprises, and provide technical support for improving the effectiveness of financial supervision effectiveness.Essence